Thursday, April 21, 2016

The Phone Call Run Around

 After that final moving day, I had my cry, I had my wallow, then I got up one morning, sucked it up, and headed for the phone with great determination to get permission to go back and get my belongings from my wrongfully foreclosed house (that, too, will be explained in future posts).

First, I was going to call the bank that actually now owns my home. But it is a German bank and I could not find a possible way to do that. At the last court date, what I did learn was that Bank of America (who used to hold the mortgage), had long ago sold the mortgage to Deutsche Bank. That bank now owns my property, but Bank of America services it for them. Kind of mind boggling, isn't it?

After a bit of run around, I called the law firm that had represented Deutsche Bank in court. The law firm told me that I needed to call the real estate agent that did the lockout, is now handling the property for the bank, and make arrangements with them to go get my things. They said that the realtor would probably be glad to set an appointment with me. The law firm (which has been very nice and helpful through all of this) gave me the name of the realtor and her number.

I called the number and talked to the woman I had been referred to. She said that she was NOT the realtor that did the lockout. She said that she had refused to take it, due to the condition of the house (it has repeatedly flooded) and impossibility of selling it. She said that she had no idea who was handling the property, that everyone that she knew of that had been asked, had refused it.

I called the lawyer's office back and told them that the person they referred me to was not the right one, that she had refused to do the lockout. The law firm said that that was who they had down that had done the lockout, that she had originally refused, but that she went ahead and did it. I said that I had just talked to her and that she made it clear that she did not have any part in the lockout... that she was not there. But the person I spoke with at the law firm that represented the bank, had no idea who else it could have been. She said that the lockout had taken place and that was the person they had down that it took place with. So with a sunken heart, I politely hung up. I had gotten no where.

A couple of days later the law firm called! They had looked deeper into the matter and finally found the correct person that had done the lockout. They gave me his name and number. My heart sank once again. This was the person that had,.a couple of months before, mailed me fake paperwork to try and get me to move out faster in exchange for a huge sum of money (this, too, will be explained in future posts) and had harassed me with countless phone calls for months before that. In the end he (Brian K. Kirk) had declined taking the lockout, after which it went to the first person I had been referred to that had also declined it. Somehow, at the last minute, Brian Kirk had agreed to do the lockout.

Next post ..... my phone conversation with Brian Kirk.

2 comments:

  1. SAD SITUATION, I THINK ITS GOOD FOR PEOPLE TO SEE WHAT IS HAPPENING TO REAL PEOPLE. WE ALSO LOST SOME PROPERTY TO A BANK AND THE UNETHICAL CRAP THAT HAPPENS IS UNBIELABLE. I GAVE IT RIGHT NACK TO THEM AND WE CAME OUT THE BEST WE COULD IN THAT SITUATION.

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  2. Kelly, I am so sorry this has happened to you, too! "Unethical crap" is EXACTLY right! And so many people are not talking because they are embarrassed, which helps "them" to continue to do it to more and more people. Glad you came out as best you could, but I am sorry for all the losses you must have sustained, along with all the stresses.
    Thank you so much for stopping in, commenting, and for your support!

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